When it comes to buying a single-family home, a condo or even a vacation property, every member’s needs are different. That’s why we offer a number of solutions to custom fit your buying or refinancing requirements. Fixed Rate mortgages and adjustable rate mortgages available. See rates for current terms. With our Fixed-Rate Mortgages, you get:

  • Terms of 10, 15, 20 and 30 years
  • Rates that remain constant over the life of the loan

If you have a higher-interest-rate mortgage on your current home, refinancing now can save thousands of dollars over the life of your loan. Let Salem Seaport Credit Union help you get into the home of your dreams or save money on the dream you’re already living.

Stop by our Lafayette Street office (across from Salem State University) and talk to one of our Mortgage Specialists to find out which program is right for you. You can make an appointment by calling us at 978.744.1153 or emailing us at

*APR = Annual Percentage Rate. Based on a $250,000 loan with 80% LTV. Offer subject to credit approval. Rates subject to change without notice. Other terms & rates available. Maximum loan amount $417,000. Fixed rate mortgages. Must live or work in Essex County to be eligible for Membership. Other Fixed-Rate terms & rates available. Please call, 978-744-1153 or email