If you’ve been considering taking the next step toward owning a home, the Salem Seaport Credit Union First-Time Homebuyer Program can help you get there—even if you don’t think you have the down payment you need for a traditional loan. We know that buying a new home can be both exciting and intimidating, so we’ll guide you through every step of the process. Our First-Time Homebuyer Program is designed to:

• Help families with low to moderate incomes enjoy the benefits of becoming homeowners
• Offer below-market rates with no closing costs, special down-payment considerations and flexible underwriting guidelines

The program is offered to first-time homebuyers only and for the purchase of a one- to three-family, owner-occupied home. Certain restrictions apply.