NOW Checking

For those who still like to use checks the way they were originally designed to be written (or you can use our free Bill Pay option), our basic NOW Checking provides you with all the convenience you need. You’ll also like no minimum balance requirements* (when you use Direct Deposit) or monthly service fees (when you use Direct Deposit or keep a minimum daily balance of $500 or more). See fee schedule. In addition, you’ll enjoy:

  • No per-check charge
  • First 50 checks free
  • Convenient monthly statements with photo-images of checks written
  • 24-hour Automated Teller Machine (ATM) access (member of the SUM Network) with MasterMoney™ Debit Card
  • Purchases are automatically deducted from your checking account and appear on your monthly statement
  • Free CU Audio 24-hour telephone access
  • Free Online Banking with Unlimited Bill Pay
  • Free mobile banking
  • Free eStatements
Apply Now
Switch Kit
Stop by our Layfayette Street office (across from Salem State University) today to get started, or you can enroll online. If you have any questions, give us a call at 978.744.1153, or shoot us an email at

And if you already have an account somewhere else, our Checking Account Switch Kit will make the transition easy as can be.

* Minimum daily account balance required is $500 to avoid monthly service fee. Minimum balance fee waived with Direct Deposit. Basic NOW Checking is a non-interest bearing account.