Vehicle Loan Rates

These Rates Accurate as of
Product Term APR*
New Auto (100% Financing) 24 to 48 months 1.990%
60 months 1.990%
72 months 1.990%
84 months** 2.990%
Used Auto 2012 - 2015 (100% Financing) up to 48 months 1.990%
60 months 1.990%
Used Auto 2010 - 2011 (100% Financing) up to 48 months 2.990%
60 months 2.990%
Used Auto 2007 - 2009 (100% Financing) 24 months 6.500%
36 months 6.750%
48 months 7.000%
60 months 7.250%
New Motorcycle (95% Financing) up to 60 months 7.000%
Used Motorcycle 2007 - 2014
(90% Financing)
up to 48 months 7.500%
Recreational Vehicles up to 180 months 9.000%

Loan Calculator

*APR=Annual Percentage Rate. Rates quoted are subject to change without notice.

  • Rate shown applies to members with highest credit score and reflect a 0.25% discount for members who have direct deposit into a Salem Seaport Credit Union checking account.
  • Other rates are available based on credit score. Current Salem Seaport Credit Union Auto Loans are not eligible for refinancing. Living, working or attending school in Essex County makes you eligible for membership.

** For loans over $25,000.