Vehicle Loan Rates

These Rates Accurate as of
Product Term APR*
New Auto (100% Financing) 24 to 48 months 1.990%
60 months 1.990%
72 months 1.990%
84 months** 2.990%
Used Auto 2011 - 2014 (100% Financing) up to 48 months 1.990%
60 months 1.990%
Used Auto 2009 - 2010 (100% Financing) up to 48 months 2.990%
60 months 2.990%
Used Auto 2006 - 2008 (100% Financing) 24 months 6.500%
36 months 6.750%
48 months 7.000%
60 months 7.250%
New Motorcycle (95% Financing) up to 60 months 7.000%
Used Motorcycle 2006 - 2013
(90% Financing)
up to 48 months 7.500%
Recreational Vehicles up to 180 months 9.000%

Loan Calcualtor

*APR=Annual Percentage Rate. Rates quoted are subject to change without notice.

  • Rate shown applies to members with highest credit score and reflect a 0.25% discount for members who have direct deposit into a Salem Seaport Credit Union checking account.
  • Other rates are available based on credit score. Current Salem Seaport Credit Union Auto Loans are not eligible for refinancing. Living, working or attending school in Essex County makes you eligible for membership.

** For loans over $25,000.