Mortgage Rates

Fixed Rate Mortgages*

These Rates Accurate as of
TermRatesPointsAPRPmt Per $1,000
30 Year4.125%04.171%$4.85
20 Year3.750%03.810%$5.93
15 Year3.193%03.193%$6.97
10 Year2.990%03.112%$9.65

*Based on a $250,000 loan with 80% LTV. Offer subject to credit approval. Rates subject to change without notice. Other terms & rates available. Maximum loan amount $417,000. Fixed rate mortgages. Must live or work in Essex County to be eligible for Membership. Other Fixed-Rate terms & rates available. Please call, 978-744-1153 or email loans@seaportcu.org

APR = Annual Percentage Rate. The rates quoted are subject to change without notice.




Adjustable Rate Mortgage*

These Rates Accurate as of
TermRatesPointsAPRPmt Per $1,000
3/1** 2.750% 0 points 2.871% $4.08
5/1*** 2.990% 0 points 2.941% $4.21
7/1**** 3.375% 0 points 3.136% $4.42

*Based on a loan amount of $250,000 with maximum loan to value of 80% for 30 years. Margin is 2.75%. Caps of 2% per adjustment and 6% over the life. The initial rate is subject to increase after consummation. Payment amounts do not include real estate taxes and insurance, actual payment may be greater. All rates are subject to change without notice. Subject to credit approval. Maximum Loan amount $417,000. Owner occupied primary residences only.

**The interest rate will be fixed for three years on the 3/1 ARM and will adjust every year thereafter the initial fixed period. Payment is $4.08 per $1000 for the first 36 payments at an interest rate of 2.750% and $4.14 per $1000 for the remaining 324 payments.

***The interest rate will be fixed for the first five years on the 5/1 ARM and adjust every year thereafter the initial fixed period. Payment is $4.21 per $1000 for the first 60 payments at an interest rate of 2.990% and $4.16 per $1000 for the remaining 300 payments.

****The interest rate will be fixed for seven years on the 7/1 ARM and will adjust every year thereafter the initial fixed period. Payment is $4.42 per $1000 for the first 84 payments at an interest rate of 3.375% and $4.20 per $1000 for the remaining 276 payments.

APR = Annual Percentage Rate. The rates quoted are subject to change without notice.

NMLS# 645374