Home Equity Rates

Fixed Rate Home Equity Loans*

These Rates Accurate as of
Term Rates Points APR Pmt Per $1,000
10 Year 4.75% 0 4.75% $10.48
15 Year 5.00% 0 5.00% $7.91
20 Year 5.25% 0 5.25% $6.74

*Maximum LTV of 80%, (75% for condos). Owner occupied 1-4 family primary residences in Essex County, MA. Minimum loan amount is $25,000 and maximum loan is $300,000. Appraisal fee may be required. Additional terms and conditions apply.

APR = Annual Percentage Rate. The rates quoted are subject to change without notice.




Home Equity Line of Credit - Primeline (Variable Rate)*

These Rates Accurate as of
Rates Points APR
Prime 0 3.250%
Home Equity Special* 0 2.250%

*Initial rate with discount is fixed for the first 12 months; thereafter, Annual Percentage Rate is variable monthly based on Wall Street Journal Prime. Prime as of 3/28/12 is 3.25%. Maximum APR is 18.00% and minimum APR is 3.00%. Maximum LTV of 80%, (75% for condos). Owner occupied 1-4 family primary residences in Essex County, MA. Minimum initial advance is $25,000. New lines up to $300,000. Early termination fee applies. Appraisal fee may be required. Additional terms and conditions apply. New Home Equity Lines of Credit only. Rates subject to change. SCU membership required by opening a Share Account with $25.00.

APR = Annual Percentage Rate. The rates quoted are subject to change without notice.

Prime Rate is currently 3.250%

NMLS# 645374