Checking Rates

Checking Account Rates*

These Rates Accurate as of
Checking Account Name Rate APY*
NOW Checking 0.00% 0.00%
Student Checking 0.00% 0.00%
eChecking 0.10% 0.10%
Senior Advantage Checking 0.10% 0.10%
Salem Seaport Preferred Checking (Tiered Rate Structure)
  •Balances up to $24,999 0.00% 0.00%
  •$25,000 - $49,999 0.25% 0.25%
  •$50,000 - $74,999 0.35% 0.35%
  •$75,000 - $99,999 0.40% 0.40%
  •Balances over $100,000 0.50% 0.50%

*APY is Annual Percentage Yield. The rates quoted above are accurate as of the date indicated and are subject to change without notice. Dividends are compounded and credited monthly based on the average daily balance in your account. If your average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce the earnings on any account.