Certificate Rates

Certificates of Deposit*

These Rates Accurate as of
Certificates Rate APY* Term
91 Day Term Share Certificate 0.30% 0.30% 91 Days
6 Month Term Share Certificate 0.40% 0.40% 6
12 Month Term Share Certificate 0.65% 0.65% 12
18 Month Term Share Certificate 0.75% 0.75% 18
24 Month Term Share Certificate 0.85% 0.85% 24
36 Month Term Share Certificate 1.14% 1.15% 36
48 Month Term Share Certificate 1.24% 1.25% 48
60 Month Term Share Certificate 1.49% 1.50% 60

*APY is Annual Percentage Yield. The rates quoted above are accurate as of the date indicated and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on any account. Minimum required opening deposit is $500.00 and a minimum balance of $500.00 is required to receive annual percentage yield disclosed.

Latitude 43 Members - Certificates of Deposit*

These Rates Accurate as of
Certificates Rate APY* Term
91 Day Term Share Certificate 0.40% 0.40% 91 days
6 Month Term Share Certificate 0.50% 0.50% 6
12 Month Term Share Certificate 0.75% 0.75% 12
18 Month Term Share Certificate 0.85% 0.85% 18
24 Month Term Share Certificate 0.95% 0.95% 24
36 Month Term Share Certificate 1.24% 1.25% 36
48 Month Term Share Certificate 1.34% 1.35% 48
60 Month Term Share Certificate 1.59% 1.60% 60

*APY is Annual Percentage Yield. The rates quoted above are accurate as of the date indicated and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on any account. Minimum required opening deposit is $500.00 and a minimum balance of $500.00 is required to receive annual percentage yield disclosed.

IRAs*

These Rates Accurate as of
Individual Retirement Account Certificates Rate APY* Term
12 Month Term Share Certificate 0.75% 0.75% 12
18 Month Term Share Certificate 0.85% 0.85% 18
24 Month Term Share Certificate 0.95% 0.95% 24
36 Month Term Share Certificate 1.24% 1.25% 36
48 Month Term Share Certificate 1.34% 1.35% 48
60 Month Term Share Certificate 1.59% 1.60% 60
Please call 978.744.1153 to make an appointment with an IRA Specialist.

*APY is Annual Percentage Yield. The rates quoted above are accurate as of the date indicated and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on any account. Minimum required opening deposit is $500.00 and a minimum balance of $500.00 is required to receive annual percentage yield disclosed.