15-Year Fixed Rate Mortgage
3.000% | 3.031%APR*
Your homeport is a special place, isn’t it? With great deals in the housing market these days, coupled with historically low rates, it’s a fantastic time to be considering buying a new home. Salem Seaport has many different home loan products and can walk you through the process; it’s our personalized, one-on-one service that you’ll especially value. Whether you’re a first-time homebuyer or you’re looking to refinance your current mortgage, let us show you the many ways we can keep you on the right course.
Salem Seaport Credit Union has competitive rates and lots of advantages. They include:
|Term||Rates||Points||APR†||Pmt Per $1,000|
|30 Year, 0 Closing Costs||4.250%||0||4.298%||$4.92|
NOTE: The minimum loan amount for no points/no closing costs loans is $200,000. No points/no closing costs for Rate/Term refinances and limited cash-out refinances only.
*Based on a $250,000 loan with 80% LTV. Offer subject to credit approval. Rates subject to change without notice. Other terms & rates available. Maximum loan amount $417,000. Fixed rate mortgages. Must live or work in Essex County to be eligible for Membership. Other Fixed-Rate terms & rates available. Please call, 978-744-1153 or email firstname.lastname@example.org
† = Annual Percentage Rate. The rates quoted are subject to change without notice.
Adjustable rate mortgages are available; please contact a loan officer at 978‑744‑1153 for current terms and rates.
***APR based on a 20% downpayment. 2% Annual Cap - 6% Lifetime Cap - 2.75% Margin on Adjustable Rate Mortgages.
Are you ready? Tap into another Salem Seaport member advantage: our help through the prequalification process. Let’s get started! As always, please don’t hesitate to contact us at 978.744.1153 or email@example.com if you have any questions.