Student Loans

Going to college is such an exciting time in every young person’s life, so figuring out how to pay for it should be the last thing you have to worry about. Through our partnership with the Student Choice Loan Program, we can provide you with a private loan to fill any gaps not covered by scholarships, grants and federal funding. With a Salem Seaport Credit Union Student Loan, you’ll enjoy:

  • Zero origination and prepayment fees
  • Low interest rates
  • The option to defer all loan repayments until after you graduate
  • Convenient financing plans*
  • Flexible repayment terms

Additional Information

Click here for a Student Choice Loan Program fact sheet.

Eligibility – Undergraduate students enrolled at least half-time in a degree-granting program at a public or private non-profit school. Over 1700 schools and campuses across the U.S. are eligible.

Click here for a list of participating schools.

Apply Now
You can apply online or you can visit our Lafayette Street office (across from Salem State University). If you’d like to speak with one of our student loan representatives for further details, give us a call at 800‑734‑4540 for undergraduate students or email us at

* Subject to credit qualifications and annual credit review.