Senior Advantage Checking

It’s been said that with age comes wisdom. That’s why Salem Seaport Credit Union members who are 55 and over are taking advantage of our Senior Advantage Checking Account. It’s a great way to maintain the flexibility of paying by check or debit card from an account that still earns interest*. See rates. In addition, you’ll benefit from:

  • No minimum balance requirements
  • No monthly service charge fees
  • No per check charges
  • Free Basic Checks
  • Convenient monthly statements (with photo images of checks written)
  • 24-hour Automated Teller Machine (ATM) access (member of the SUM Network) with MasterMoney™ Debit Card
  • Purchases are automatically deducted from your checking account and appear on your monthly statement
  • Free 24-hour access to CU Audio telephone response system
  • Free Online Banking with Unlimited Bill Pay
  • Free mobile banking
  • Free eStatements
Apply Now
Switch Kit
To speed things up so you can start earning more quickly, you can fill out and submit your Senior Advantage Checking enrollment form online, or fill it out online, print it and bring it by our Lafayette Street office (across from Salem State University). If you have any questions, give us a call at 978.744.1153, or shoot us an email at

If you already have an account at another financial institution, our Checking Account Switch Kit will also help speed things up when you transfer to Senior Advantage Checking.

*Minimum required opening deposit is $25.00 and a minimum daily balance of $500.00 is required to receive annual percentage yield disclosed.