Rate	First Order of Checks	Minimum Balance	Foreign ATM Withdrawals	Charges by Other ATM Owners	Online Banking & Bill Pay	eStatements	Direct Deposit
eChecking	0.15%	First 50 Checks FREE	NONE	FREE & UNLIMITED Transactions	Up to $10.00 Reimbursement per Month	REQUIRED	REQUIRED	REQUIRED
NOW Checking	0.00%	First 50  Checks FREE	FREE with a daily balance of $500 or with direct deposit otherwise a $5 monthly fee is assessed	5 FREE per month then $1.00 per transaction	NONE	Optional	Optional	Optional
Student Checking	0.00%	First 50  Checks FREE	NONE with Student ID	10 FREE per month then $1.00 per transaction	NONE	Optional	Optional	Optional
Senior Advantage	0.15%	Basic Checks FREE	NONE	5 FREE per month then $1.00 per transaction	NONE	Optional	Optional	Optional
Seaport Preferred	To $24,999 - 0% To $49,999 - .90% To $74,999 - .95% To $99,999 - 1.05% Over $100,000 - 1.14%	Checks FREE	FREE with a daily balance of $25,000 or with direct deposit otherwise a $25 monthly fee is assessed	FREE & UNLIMITED Transactions	NONE	Optional	Optional	Optional

 

 eCHECKING - (Our Most Popular Checking Account)

--   Free & Unlimited ATM Transactions (Withdrawals, Transfers, Balance Inquiries, etc.)

--   Free Online Banking* & Bill Pay*  -  Click For Details
--   Free eStatements*  -  Click For Details

--   Reimbursement up to $10.00 per month for ATM fees charged by other financial institutions
--   Free first order of checks (50)  

--   Interest bearing account* 
--   No Minimum Balance
--   Mastermoney™ Debit Card

--   Member of the SUM Network  
--   Free CU Audio (24-hour telephone access to account information)

*Direct Deposit, Online Banking, Bill Pay & eStatements are required to maintain account.

NOW CHECKING

No Minimum Balance Required with Direct Deposit*
No Monthly Service Fee with Direct Deposit*
No Per Check Charge
First 50 Checks Free
Convenient monthly statements (Photo-image of checks on monthly statement) 
24 hour Automated Teller Machine (ATM) access to your funds worldwide Mastermoney™ debit card.  Purchases are automatically deducted from your checking account and appear on your monthly statement
Member of the SUM Network
Free CU Audio (24-hour telephone access to account information)
Free Online Banking
Free Bill Pay
Free E-Statements 

*    Minimum daily account balance required is $500.00 to avoid a monthly service fee (See Fee Schedule). Minimum balance fee waived with direct deposit.

SENIOR ADVANTAGE NOW CHECKING ACCOUNT*

Interest bearing account See Rates
No minimum balance required
No monthly service fee
No per check charge
Free basic checks
Convenient monthly statements (Photo-image of checks on monthly statement)
24 hour ATM access to your funds worldwide with MasterMoney debit card

Member of the SUM Network
Free CU Audio (24-hour telephone access to account information)
Free Online Banking
Free Bill Payer
Free E-Statements 

*For members 55 years of age or older.

SEAPORT PREFERRED CHECKING ACCOUNT*   

Tiered rate and interest bearing account  See Rates
Convenient monthly statements (Photo-image of checks on monthly statement)
Free Checks
No Per Check Charge
No fees for ATM or debit transactions
24 hour ATM access to your funds worldwide with MasterMoney™ debit card

Member of the SUM Network
Free CU Audio (24-hour telephone access to account information)
Free Online Banking
Free Bill Payer
Free E-Statements  

*Minimum daily account balance required is $25,000.00 to avoid a monthly service fee (See Fee Schedule). Minimum balance fee waived with direct deposit.  Rate is variable and subject to change after account is opened. Personal accounts only.  

***Interest rates as of March 15, 2010.  Subject to change at anytime.  To open an account, apply online.  Or, contact us to schedule an appointment with a Member Services Representative.